Terms of Service
Last updated: September 22, 2026
These terms govern your use of kindredlifegroup.com and the messages you receive from Kindred Life Group. Kindred Life Group is the agency and recruiting arm of Kindred Legacy Life, a business name of Samuel Holmes, a licensed insurance producer. By using this site, submitting a form, taking the fit survey, booking an interview, or opting in to text messages, you agree to these terms and to our Privacy Policy.
What this site is
This site describes an opportunity to contract as an independent life insurance agent with Kindred Life Group. It is not an offer of employment. Agents who join are independent 1099 contractors. You are responsible for your own licensing, taxes, expenses and business decisions, and you set your own hours.
No income guarantee
Any income figures, production numbers, examples or results shown on this site reflect full time agents on our team and across our network who work the system consistently. They are not projections and not a guarantee of what you will earn. Compensation is commission only and depends on your licensing, your carrier contracts, the states you are appointed in, the effort you put in, and factors outside our control. Many agents earn less than the figures shown, and some earn nothing.
Licensing
A state life insurance producer license is required to sell insurance. If you are not yet licensed we can point you to the study and exam process, but obtaining and maintaining a license is your responsibility, and licensing requirements, fees and timelines vary by state.
No advice
Information on this site is general and educational. It is not tax, legal, accounting, employment or investment advice. Please consult your own professional advisors about your situation.
Carrier names
Carrier names and logos on this site identify the companies whose products our agents are appointed to offer. Their use does not imply sponsorship or endorsement by those carriers. Carrier appointments and product availability vary by state and by agent.
SMS messaging program terms
Your responsibilities
- Provide accurate information on the application and any contracting paperwork. Inaccurate information can affect carrier appointments and background review.
- Only submit a phone number you own or are authorized to use.
- Do not use this site for any unlawful purpose or attempt to interfere with its operation.
Intellectual property
The content, logo, training material and design of this site belong to Kindred Life Group and may not be copied or reused without permission.
Third-party tools
Our forms and scheduling calendar are provided by third-party services and are subject to their own terms. Links to other websites are provided for convenience and we are not responsible for their content.
Limitation of liability
This site is provided as is. To the fullest extent permitted by law, Kindred Life Group is not liable for indirect, incidental, or consequential damages arising from your use of the site or from messages sent under this program. Nothing in these terms limits any rights you have under applicable insurance law.
Changes
We may update these terms from time to time. The date at the top shows the latest revision. Continued use of the site or the messaging program after a change means you accept the updated terms.
Contact
Kindred Life Group
Samuel Holmes, Licensed Insurance Producer
322 Karen Ave, Las Vegas, NV 89109
602-664-3369 · sam@kindredlegacylife.com